You can invest in property directly or indirectly through a ‘pooled’ or ‘collective’ investment scheme, like a Unit Trust or Open Ended Investment Company. More »

Government Bonds or Guilts are loans to the government. Generally they pay a fixed rate of interest annually and return the capital to you at the end of a stated period. More »

The Child Trust Fund (CTF) is a long-term tax-free savings and investment account for children born on or after 1 September 2002. More »

Shares, unit trusts and investment trusts are all medium to longer-term investments in the stock market. The returns are potentially higher than with savings, but they are not guaranteed. More »

Individual Savings Accounts (ISAs) are tax-favoured savings and investment accounts. They were introduced in 1999 to replace PEPS and TESSAs. You can use an ISA to save cash, or invest in stocks and shares. More »

If you have any children or grandchildren you may want to open a savings account for them to encourage them to save from an early age. More »