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	<title>UkAdvice.org.uk &#187; Savings &amp; Investment</title>
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		<title>Investing in properties</title>
		<link>http://www.ukadvice.org.uk/investing-in-properties/</link>
		<comments>http://www.ukadvice.org.uk/investing-in-properties/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 02:38:54 +0000</pubDate>
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		<description><![CDATA[You can invest in property directly or indirectly through a &#8216;pooled&#8217; or &#8216;collective&#8217; investment scheme, like a Unit Trust or Open Ended Investment Company.Â Property investment carries high risks. Direct property investment Buying your home or a property to let out is a way of investing directly in property. However, although the Financial Services Authority (FSA) [...]]]></description>
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		<title>UK government bonds</title>
		<link>http://www.ukadvice.org.uk/uk-government-bonds/</link>
		<comments>http://www.ukadvice.org.uk/uk-government-bonds/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 02:27:06 +0000</pubDate>
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		<description><![CDATA[Government Bonds or Guilts are loans to the government. Generally they pay a fixed rate of interest annually and return the capital to you at the end of a stated period.Â As Government bonds are traded on the stockmarket their value can go up and down. Gilts, or gilt-edged stocks as they are sometimes called, are [...]]]></description>
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		<title>Child Trust Fund information</title>
		<link>http://www.ukadvice.org.uk/child-trust-fund-information/</link>
		<comments>http://www.ukadvice.org.uk/child-trust-fund-information/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 01:32:46 +0000</pubDate>
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				<category><![CDATA[Children]]></category>
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		<description><![CDATA[The Child Trust Fund (CTF) is a long-term tax-free savings and investment account for children born on or after 1 September 2002.Â The government will give every eligible child a voucher worth at least Â£250 to start the fund. How the Child Trust Fund works You use the government voucher to invest in a special account [...]]]></description>
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		<title>How to invest in stock market</title>
		<link>http://www.ukadvice.org.uk/how-to-invest-in-stock-market/</link>
		<comments>http://www.ukadvice.org.uk/how-to-invest-in-stock-market/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 23:06:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Savings & Investment]]></category>

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		<description><![CDATA[Shares, unit trusts and investment trusts are all medium to longer-term investments in the stock market. The returns are potentially higher than with savings, but they are not guaranteed.Â It&#8217;s a good idea to get advice before investing in these sorts of products. Shares Shares are small stakes in a company. When you buy shares you [...]]]></description>
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		<title>ISA guide</title>
		<link>http://www.ukadvice.org.uk/isa-guide/</link>
		<comments>http://www.ukadvice.org.uk/isa-guide/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 20:52:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Savings & Investment]]></category>

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		<description><![CDATA[Individual Savings Accounts (ISAs) are tax-favoured savings and investment accounts. They were introduced in 1999 to replace PEPS and TESSAs. You can use an ISA to save cash, or invest in stocks and shares. What can you save or invest in an ISA? you can save cash in an ISA and the interest will be [...]]]></description>
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		<title>Child Saving Accounts</title>
		<link>http://www.ukadvice.org.uk/child-saving-accounts/</link>
		<comments>http://www.ukadvice.org.uk/child-saving-accounts/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 02:27:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Children]]></category>
		<category><![CDATA[Savings & Investment]]></category>

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		<description><![CDATA[If you have any children or grandchildren you may want to open a savings account for them to encourage them to save from an early age.Â In general, child saving accounts work like adults&#8217; accounts, but some schemes are designed specifically for children. Do children have to pay tax on savings? Banks and building societies offer [...]]]></description>
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