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	<title>UkAdvice.org.uk &#187; Your Home</title>
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		<title>Cost of buying a house</title>
		<link>http://www.ukadvice.org.uk/cost-of-buying-a-house/</link>
		<comments>http://www.ukadvice.org.uk/cost-of-buying-a-house/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 23:15:48 +0000</pubDate>
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				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[Buying a property will probably be your biggest single investment. So it&#8217;s important to work out the total cost &#8211; not just the mortgage &#8211; and how much you can really afford.Â  Â You also need to plan for increases in your future outgoings, like a rise in interest rates. &#8216;One-off&#8217; buying costs: Deposit If you&#8217;re [...]]]></description>
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		<title>Grant for loft insulation</title>
		<link>http://www.ukadvice.org.uk/grant-for-loft-insulation/</link>
		<comments>http://www.ukadvice.org.uk/grant-for-loft-insulation/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 03:05:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[If you need help paying for loft insulation or other energy improvements in your privately owned or rented home, you, your partner or civil partner may be able to get money from the government&#8217;s Warm Front grants scheme if, for example, you&#8217;re receiving income or disability-related benefits. How much do you get? Â£2,700 or up [...]]]></description>
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		<title>Need a plumber?</title>
		<link>http://www.ukadvice.org.uk/need-a-plumber/</link>
		<comments>http://www.ukadvice.org.uk/need-a-plumber/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 02:00:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[If you are considering employing a plumber to carry out work in your home, it is important to make sure they are competent, reliable, trustworthy and professional. Recommendations The Institute of Plumbing and Heating Engineering (IPHE), which is the professional body for the plumbing industry, recommends that when finding a plumber you should: Ask friends/relatives/neighbours [...]]]></description>
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		<title>Removing asbestos</title>
		<link>http://www.ukadvice.org.uk/removing-asbestos/</link>
		<comments>http://www.ukadvice.org.uk/removing-asbestos/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 01:24:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[Many people have worries about asbestos, but undisturbed asbestos usually poses no problems. However, care should be taken to prevent the release of fibres as they can cause serious damage to your health. What is asbestos? Asbestos is a naturally occurring mineral that has been used in a range of building materials to make them [...]]]></description>
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		<title>Digital Switch-Over</title>
		<link>http://www.ukadvice.org.uk/digital-switch-over/</link>
		<comments>http://www.ukadvice.org.uk/digital-switch-over/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 00:23:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[Television in the UK is changing from the current analogue system to digital transmission only. This means that unless you adjust your television to receive digital signals you will not get any TV channels in future.Â This is called digital switch-over. It will happen between 2008 and 2012. You still have plenty of time to switch [...]]]></description>
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		<title>Mis-sold Payment Protection Insurance?</title>
		<link>http://www.ukadvice.org.uk/mis-sold-payment-protection-insurance/</link>
		<comments>http://www.ukadvice.org.uk/mis-sold-payment-protection-insurance/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 00:13:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer Affairs]]></category>
		<category><![CDATA[Credit & Debt]]></category>
		<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[If you have even taken out a loan or mortgage, use a credit card or have a consolidation loan then you may have been paying for payment protection insurance. Payment Protection insurance is highly profitable for the bank or insurance company that issues it. It may have been included as part of your monthly repayment [...]]]></description>
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		<title>Building Survey Reports</title>
		<link>http://www.ukadvice.org.uk/building-survey-reports/</link>
		<comments>http://www.ukadvice.org.uk/building-survey-reports/#comments</comments>
		<pubDate>Sun, 04 Nov 2007 01:11:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[It is important to obtain a buildings survey when you buy a new home in order to determine the property&#8217;s overall condition. The surveyor&#8217;s report will identify any problems or issues with the planned purchase. There are 3 types of survey: Valuation report:Â  When you apply for a mortgage, your building society or mortgage company [...]]]></description>
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		<title>Get on the property ladder</title>
		<link>http://www.ukadvice.org.uk/get-on-the-property-ladder/</link>
		<comments>http://www.ukadvice.org.uk/get-on-the-property-ladder/#comments</comments>
		<pubDate>Sat, 03 Nov 2007 21:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[In recent years, the property market has been very busy with property prices experiencing significant rises. This has resulted in many people finding hard to get on the property ladder. This problem is most acute among first time buyers, where even if they can secure a mortgage, it invariably is insufficient to buy the desired [...]]]></description>
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		<title>Conveyancing Guide</title>
		<link>http://www.ukadvice.org.uk/conveyancing-guide/</link>
		<comments>http://www.ukadvice.org.uk/conveyancing-guide/#comments</comments>
		<pubDate>Sat, 03 Nov 2007 14:44:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Your Home]]></category>

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		<description><![CDATA[Conveyancing is the legal process which transfers ownership of a property from the seller to the buyer. In most cases, whether you are a buyer or a seller, you will want to hire a solicitor or a licensed conveyancer to handle what can be quite a complicated process. Solicitors in England and Wales are governed [...]]]></description>
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